51, Report:
#102499
Posted Date:
Aug 07 2004
Emerge Mastercard is a ripoff I pay more towards the interest than I do the principle. Columbus Georgia
I had a Providian credit card which was brought out by Emerge Mastercard. Their, Emerge's, interest rate is approximately 29%, when my Providian was much less. All of their fee's are much much more also. I ended up closing the account, but I had a large balance so I am still payi...
Entity
Categories: Credit & Debt Services
52, Report:
#101099
Posted Date:
Jul 29 2004
EMERGE MASTERCARD ripoff,unfair practices, everybody beware COLUMBUS Georgia
I don't understand how companies like Emerge are allowed to ripoff the public the way they do and get by with it. I started out with an Aria card and then it was sold to getsmart. I always paid my bill online, in Oct. 2002 I logged into the getsmart website to pay and I couldn't acc...
Entity
Categories: Financial Services
53, Report:
#97801
Posted Date:
Jul 06 2004
Emerge Mastercard ripoff No Customer Service, Outrageous Interest Rates, Extravagent Fees Atlanta Georgia
Emerge purchased revolving credit accounts from Providian. Providian offered great customer service (via web site or phone) and fair interest rates (average for credit cards).
One day I get a phone call from Emerge telling me they held my account now. They had no toll-free numb...
Entity
Categories: Credit & Debt Services
54, Report:
#97521
Posted Date:
Jul 04 2004
Emerge Mastercard If there is a lawsuit, LET me join late fees, interest, and other ripoffs Atlanta Georgia
A few months ago, my balance was only $6 and change. I have not used the card in over 3 years and my balance is now over $100 and I am getting phone messages on my cell phone. We moved and did not get a statement.
This card started as a providian that turned into a GetSmart, the...
Entity
Categories: Credit & Debt Services
55, Report:
#94563
Posted Date:
Jun 11 2004
Emerge/Providian ripoff Where are the bills? Duluth Georgia
I can't believe this! I thought there was something fishy going on, but couldn't get any answers.
A company began calling us about a week ago. They asked for my mother and when I informed them she wasn't at home, they hung up. My mother was out of town for a week. Within th...
Entity
Categories: Credit & Debt Services
56, Report:
#92256
Posted Date:
May 20 2004
EMerge Mastercard has fraudulent billing practices! Rip-off! Atlanta Georgia
I have experienced the same problems as others, my GetRight/Providian account was purchased by eMerge Mastercard. Since I received this npotice from them, billing nightmares have ensued.
I first chad tried to accept a settlement offer of $90/month untill account paid in full. The...
Entity
Categories: Credit Card Processing (ACH) Companies
57, Report:
#58952
Posted Date:
May 18 2004
Emerge Mastercard ripoff Balance keeps getting higher not using the card Columbus Georgia
I had a GetSmart mastercard that was transferred to Emerge. What a rip-off this company is!!
I never had a problem while my account was with GetSmart, however since Emerge has had the account my balance just keeps getting HIGHER and HIGHER. And I'm not even using it.
One month...
Entity
Categories: Credit & Debt Services
58, Report:
#59960
Posted Date:
May 09 2004
Emerge Mastercard (aka) Providian Financial ripoff- Illegal tranfer of account victimized many consumers Dallas Texas
I have been treated the same as the others. My account was transferred to a different company or a different division of the same company. My intrest rate was nearly doubled and I can not afford to pay off my balance. I was not even informed of this transfer so, when I went to pay m...
Entity
Categories: Credit Card Processing (ACH) Companies
59, Report:
#90286
Posted Date:
May 05 2004
Emerge Mastercard ripoff! Nearly 30% interest! Atlanta Georgia
My Emerge account actually started as an ARIA Visa. It was then sold to Getsmart, and then to Providian, and then finally to Emerge. The nitemare began when Emerge took over the account, with no prior warning I might add.
I got a letter in a the mail stating that my account ha...
Entity
Categories: Credit & Debt Services
60, Report:
#90277
Posted Date:
May 05 2004
Emerge Mastercard ripoff Atlanta Georgia
Ihave had nothing but trouble from emerge since they sold my card to them with out even telling me, it was several months later that i even got an address to make payments and by then i had accrued over limit fees and high interest rates, and they are now calling me wanting more mon...
Entity
Categories: Credit Services
61, Report:
#89586
Posted Date:
May 04 2004
Emerge Mastercard - Providian - Getsmart ripoff added fees raised interest not sending bills cant contact by phone liars Atlanta Georgia
About 3 years ago I got a Getsmart Visa. I had great history with them. I got notice my card was sold to Providian, still had no problems. Then one day recieved a bill for Emerge mastercard and had no idea what for. I never even recieved the actual credit card.
After months of t...
Entity
Categories: Credit Card Processing (ACH) Companies
62, Report:
#86076
Posted Date:
Mar 31 2004
EMERGE MASTERCARD ripoff Mpls Minnesota
Let me just tell you this
Emerge can go straight to hell. I am still unsure how I went from a non deliquent Providian Visa card to an Emerge Mastercard. Anyone have any kind of light on that?
Not only did I not volunteer for this, it took several months of calling Providian to...
Entity
Categories: Credit & Debt Services
63, Report:
#85041
Posted Date:
Mar 23 2004
Emerge Mastercard - Get Smart Visa ripoff liars who sold my account with no notifacation Columbus Georgia
I, as well had had my Get Smart account for a few years. The account was current with one late payment on it. One month, after not recieving a bill for several months I recieved a statement from Emerge Mastercard.
On this statement my account was past due and my interest rate h...
Entity
Categories: Credit Card Processing (ACH) Companies
64, Report:
#77529
Posted Date:
Mar 18 2004
Emerge Mastercard aka Providian Ripoff! Credit Card Service Harrassment and Illegal Business Practices. Atlanta Georgia
I had a Providian Classic Visa in good standing for nearly three years, then one day with no excuse of why, my account was closed and sold to this RipOff company called Emerge Mastercard. From what I understand and have heard this Emerge company is like a sProvidian affiliate or som...
Entity
Categories: Credit Card Processing (ACH) Companies
65, Report:
#83940
Posted Date:
Mar 15 2004
EMERGE MASTERCARD ripoff large yearly fee put me over limit and balance goes up no matter how much I send ATLANTA Georgia
My card has a $150.00 yearly fee and this year when they put it on my card it put me over my limit. I have paid large payments, well over the minimum, to try to get it under limit but it keeps going up and they charge me $35.00 for over-limit fees every month and $35.00 for late pa...
Entity
Categories: Credit & Debt Services
66, Report:
#80657
Posted Date:
Mar 12 2004
EmergemastercardEmerge MasterCard ripoff Charging a fee to pay your bill on-line Columbus Georgia
I think it is totally UNFAIR for Emerge to charge a fee to pay my bill on-line. They are the ONLY Company to have this fee... what a lousy credit card company. Wouldn't recommend this rip-off scam outfit to anyone..........
Susan
Holualoa, HawaiiU.S.A.
Entity
Categories: Credit Services
67, Report:
#82225
Posted Date:
Feb 28 2004
Emerge Mastercard - Providian ripoff, posting payments late to charge extra fees Alanta Georgia
I sent my payment on Jan 13th and Emerge did not post it until Feb 5th making me occur more late fees. I also received this months statement on Feb 25th when it is due on the 29th of Feb. How can they post anything on Feb 29th when it's a Sunday? Expect more late fees. I called the ...
Entity
Categories: Credit & Debt Services
68, Report:
#80993
Posted Date:
Feb 19 2004
Emerge Mastercard ripoff! I make overpayments to try to lower the balance and they just charge more on finance charges. Columbus Georgia
Since they bought my account my credit has gone down hill. I make overpayments to try to lower the balance and they just charge more on finance charges. It is impossible to get ahead!
30% APR no matter what you do! My last periotic Finance Charge was $50.51 for 1 month! and ...
Entity
Categories: Credit Card Processing (ACH) Companies
69, Report:
#80895
Posted Date:
Feb 19 2004
Emerge Mastercard - Providian ripoff intentionally posts payments a month late and 'loses' payments even though they cashed the check. Atlanta Georgia
I have recently noticed little discrepencies on my bills. I realized why it is taking me forever to lower the balance - the 29.99% interest rate!! I read the other stories on this site and I am SO with all of you!
I just spent 2 hours on the phone (60% of the time on hold of co...
Entity
Categories: Credit & Debt Services
70, Report:
#80658
Posted Date:
Feb 17 2004
Emerge master card ripoff Charging a fee to pay your bill on-line Columbus Georgia
I think it is totally UNFAIR for Emerge to charge a fee to pay my bill on-line. They are the ONLY Company to have this fee... what a lousy credit card company. Wouldn't recommend this rip-off scam outfit to anyone..........
Susan
Holualoa, HawaiiU.S.A.
Entity
Categories: Credit Services
71, Report:
#80181
Posted Date:
Feb 12 2004
Emerge Mastercard ripoff ATLANTA Georgia
would like to join any lawsuit against this company I was happy with Providan until they sold my account to Emerge these people are very hard to deal with. if you are planning on sueing this company let me. I would gladly be a participant. I wish Providan never did this to me dont k...
Entity
Categories: Credit & Debt Services
72, Report:
#80094
Posted Date:
Feb 11 2004
Emerge Mastercard ripoff, dishonest billing and collections Atlanta Georgia
Like most of the other reports here, I was a customer in great standing with providian financial. I was issued credit line increases regularly and never late once. My account was sold to Emerge and my interest rate jacked up to 29.9%, the only explanation they would give me is that...
Entity
Categories: Credit & Debt Services
73, Report:
#79647
Posted Date:
Feb 08 2004
Providian Get Smart - Emerge Mastercard ripoff Dallas Texas
WE had a Get SMart credit card from Providian that was paid on time every month. Providian sold our account to Emerge who then cancelled our account with no reason other than It is our perogative and raised our interest rates.
I would love to know if there are any actions I could...
Entity
Categories: Credit & Debt Services
74, Report:
#79363
Posted Date:
Feb 05 2004
Emerge MasterCard ripoff transferred account without permission while overseas serving my Country Atlanta
While I was overseas in Japan back filling an urgent need for the military in the late Summer and early Fall of 2002 my credit card was transfered without my knowledge or consent from Providian to Emerge. When I got back in Oct. of that year I had no clue who this Emerge company wa...
Entity
Categories: Corrupt Companies
75, Report:
#77118
Posted Date:
Jan 20 2004
Providian Emerge Mastercard ripoff Atlanta Georgia
I had a Classic Visa Providian credit card with a great credit limit and it was my very first credit card. All of a sudden, I get this letter that my credit card account had been sold to Emerge. They said that the conditions would be the same with them as they were with Providian. T...
Entity
Categories: Credit & Debt Services